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Conforming Rates
The below rates qualify for loan amounts between $175,000 up to $417,000. Please inquire for loan amounts below $175,000.
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Rates effective as of February 22, 2012. Please call your loan officer or (215)467-4300 for the most current rates.
Term |
Rate |
APR* |
Points |
P&I Payment Per $1000 |
| 30 Year Fixed | 3.375% | 3.650% | 3 | 4.42 |
| 30 Year Fixed | 4.000% | 4.031% | 0 | 4.77 |
| 15 Year Fixed | 2.750% | 3.238% | 3 | 6.78 |
| 15 Year Fixed | 3.125% | 3.178% | 0 | 6.97 |
| 10 Year Fixed | 3.125% | 3.202% | 0 | 9.71 |
| 5/1 Year ARM | 4.875% | 5.000% | 0 | 5.29 |
| 3/1 Year ARM | 4.750% | 4.875% | 0 | 5.21 |
APR *(Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amount of $175,000 with a minimum credit score of 740 and loan to value (LTV) not to exceed 75% for purchases and LTV not to exceed 60% for cash out refinance or rate and term for 10 and 15 year products.
Our 20 and 30 year maximum loan to value for purchases is 75% and for rate and term refinances the maximum LTV is 75% and for cash out refinance the maximum LTV is 60%. Primary owner occupied residence only and single family dwelling. Property Insurance required and Private Mortgage Insurance if applicable based on LTV. Subject to credit approval. Equal Housing Lender. Rates based on CRA lending area Pennsylvania counties of Bucks, Delaware, Chester, Montgomery and Philadelphia. (Other rates and terms available for other loan to values, credit scores and property types.) Max loan to value on our home equity loan products is 75%. Other rates and terms available.
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