Mortgages and Home Equity LoansHouse Keys

United Savings Bank has been making First and Second Mortgage Loans throughout SouthEastern PA & Southern New Jersey since 1912. Review some of our great Rates and Terms and use our Loan Calculators to help with your financing decisions.

Other Mortgage and Loan Rates and Terms available. Call or visit one of our Local Branches for more information or Email Us NOW for a Free Loan Consultation with one of our licensed Loan Officers.


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There are two convenient ways to apply for a United Savings Bank Mortgage or Home Equity Loan.  Download and return the application to any one of our Local Branches, OR save time and complete the application online!

View a complete listing of documents necessary for Underwriting.

Download Applications

Mortgage Application

Home Equity Loan Application

Apply Online


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  • The NMLS (Nationwide Mortgage Licensing System & Registry) ID Number for United Savings Bank is 510431. If you would like more information about NMLS or would like to look up the NMLS ID Number for one of our mortgage loan originators, please go to the Nationwide Mortgage Licensing System & Registry website at:


APR *(Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on  a loan amount of $175,000 with a minimum credit score of 740 and loan to value (LTV) not to exceed 75% for purchase money mortgages and rate and term refinances and 60% for cash out refinances.  Rates based on a single family owner occupied primary residence. Property Insurance required and Private Mortgage Insurance may be applicable depending on the LTV.  Rates based on our CRA lending area of Bucks, Delaware, Chester, Montgomery and Philadelphia counties. (Other rates and terms available for other loan to values, credit scores and property types, please call or email us) Max loan to value on our home equity loan products is 75%. Other rates and terms available.  Subject to credit approval. Equal Housing Lender.

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