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Non-Conforming Rates

The below rates qualify for loan amounts above $417,000 up to $650,000.  Please inquire for loan amounts above $650,000.

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Rates effective as of December 17, 2014. Please call your loan officer or (215) 467-4300 for the most current rates.

 

Term

Rate

APR*

Points

P&I Payment Per $1000

30 Year Fixed 3.875% 3.973% 1 4.70
30 Year Fixed 4.125%

4.140%

0 4.85
15 Year Fixed 3.375% 3.546% 1 7.09
15 Year Fixed 3.750% 3.776% 0 7.27

 

APR *(Annual Percentage Rate) is accurate as of the date above. Rates subject to change without notice. APR based on  a loan amount of $175,000 with a minimum credit score of 740 and loan to value (LTV) not to exceed 75% for purchase money mortgages and rate and term refinances and 70% for cash out refinances.  Rates based on a single family owner occupied primary residence. Property Insurance required.  Rates based on our CRA lending area of Bucks, Delaware, Chester, Montgomery and Philadelphia counties. (Other rates and terms available for other loan to values, credit scores and property types, please call or email us) Max loan to value on our home equity loan products is 75%. Other rates and terms available.  Subject to credit approval. Equal Housing Lender.

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