Online Banking
Savings Accounts & IRA's
Money Market Plus
Take advantage of a competitive interest rate with a low daily balance requirement with our Money Market Plus account.
- $100 Minimum to open account
- Ability to link to your checking account
- Full account access via On-Line banking or ATM card
- See rates and terms
Health Savings Account
A Health Savings Account (HSA) can help you stay on top of rising health care costs--and provide you with tax-deferred savings. By establishing an HSA with USB, you have taken an important step toward saving tax dollars and providing for the health-care needs of you and your family.
- Contributions are tax-deductible
- Earnings are tax-free
- Funds are distributed tax free (qualified medical expenses only)
- See rates and terms
HSA Contribution Limits
2011 |
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Individual Plan |
$3050 |
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Family Plan |
$6150 |
2012 |
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|
Individual Plan |
$3100 |
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Family Plan |
$6250 |
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*If over the age of 55 "catch up" contributions of an additional $1,000 can be made |
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Traditional IRA
Open a Traditional IRA with United Savings and enjoy the safety and security of guaranteed interest. Further, there are NO administrative fees associated with our IRA's.
- Earnings grow tax deferred until withdrawal
- Maximum contribution limits are $5,000 (2010 & 2011)
- $1,000 catch up contributions allowed for age 50 and above
- Contributions cease upon age 70 ½
- See CD rates and terms
Roth IRA
Open a Roth IRA with United Savings and enjoy the safety and security of guaranteed interest. Further, there are NO administrative fees associated with our IRA's.
- Earnings grow tax free
- Tax free withdrawals
- Contributions allowed over age 70 ½
- See CD rates and terms
Mortgages |
Commercial Checking |
Special Promotion |