The privacy and safety of our customer's information is the utmost importance

to us and will always be first and foremost when servicing our customers.

 

 

Good Practice Tips to Prevent Fraud

  • Spot a Potential Imposter:  Scammers will often pose as someone you should trust, like the IRS, a charity representative or a company you are already doing business with.  Never give out personal information in response to an unexpected request and never send money without talking it over with a trusted adviser, friend or family member.  Con artists will want you to make decisions quickly, slow down and think it through.
  • Do Online Searches:  Type a company or product name into your favorite search engine with words like "review", "complaint" or "scam".  Or search for a phrase that describes your situation or the type of communication you have received.  Even phone numbers can sometimes be searched.
  • Never Pay Upfront for a Promise:  You may be asked to pay in advance for things like, debt relief assistance, credit card or loan offers, or for a "Prize" that you have won.  Never pay in advance for anything.  More times than not they will take the money and disappear.
  • Be Careful How You Pay:  If someone you don't know is requesting money in cash, by gift card or by wiring the funds, Do Not Do It!  These are scammers preferred method of payment
  • Be Aware of Phishing Emails and Texts:  Phishing is when a scammer uses fraudulent emails, texts or fake websites to get you to share personal information, like account numbers, Social Security numbers, or Login ID's and Passwords.  The look and feel of a scammer website can seem very authentic--Know who you are doing business with!  Avoid clicking on links from unknown sources--phishing emails, when opened, can cause damage to your computer, tablet or phone, and steal personal information.
  • Protect Your Smartphone & Tablet:  Just like your computer these devices should have antivirus software installed on them and always lock your phone/tablet when it's not in use.  Clear data from these devices at least once a week and always be careful when using "public" Wi-Fi networks.
  • Money Transfer Scams:  Scammers will often pressure you to transfer money quickly so that they are in possession of the funds before you realize you've been cheated.  Some common transfer frauds are, Fake Check Scams (you're instructed to deposit a check and wire a portion of the money back), Lotteries & Sweepstakes, IRS-Money OwedFamily Emergency Scams.  These are all very common ways to defraud consumers--NEVER Wire Money to someone you do not know.
     

 

Report Fraud


 

Actively reviewing your account activity every week can help you identify

suspicious transactions or possible fraud early on.  Enroll in Notifi and receive

alerts on your accounts as they happen!

 

To Report Fraud please contact our Accounting Department at 610-627-0560

You can also contact your Local Branch

https://www.unitedsavingsbank.com/branches.aspx Or if after business hours

email us at usb@unitedsavingsbank.com

 

 

 

Lost Your Debit Card?


 

Please take the following steps if you need to report a lost, stolen, or

compromised Visa Check / ATM Card.

  1. Call 1-800-472-3272 and speak with a bank representative.
  2. Log into our Mobile banking App-TouchBanking and select "Manage my Cards" section, turn "Block Card" option On.  If you do not have access to Mobile Banking please call 1-800-472-3272 and speak with a representative.
  3. Contact your local branch the next business day to ensure we have not seen any suspicious activity on your account.

 

 Worried you have been a victim of fraud?


 

Please contact Branch Personnel immediately at anyone of our 6 locations

https://www.unitedsavingsbank.com/branches.aspx

 

If during normal business hours, telephone is the quickest way to report

possible fraud.  You can also email us at

usb@unitedsavingsbank.com

 

Unsure if you're a victim of Fraud?  Take the Fraud Test:  Please click the

below link for more information. 

 

If you can answer "Yes" to any of these questions, you could be involved in a

fraud or about to be scammed and REMEMBER a Bank representative will never

ask you for your logon credentials or personal information over email or via the

telephone.

FBI Fraud Alert

 

 

Links to Additional Information

 

Protect Yourself Online

FDIC: Consumer Protection Tips

Phishing & Cybersecurity Advice

Financial Abuse of Elders / Senior Citizens

OnLine Security Tips

 

 Credit Bureau Information

 Transunion: 800-916-8800
 Experian: 888-397-3742
 Equifax:  888-548-7878

 

 

Young Family Sitting with Banker Looking at a Desktop Computer

Mortgages

Woman Walking and Smiling Using CardValet

New Service...Card Valet!

Portrait of MidAdult Woman with Smart Phone Depositing Check

Mobile Deposit is HERE!