Non-Conforming Rates

The below rates qualify for loan amounts above $453,100 up to $650,000.  Please inquire for loan amounts above $650,000.

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Rates effective as of June 15, 2018 for purchase money mortgages. Please call your loan officer or (215) 467-4300 for the most current rates and refinance rates.  P&I factor per $1,000 shown below does not include amounts for taxes and insurance premiums, if applicable, the actual payment obligation will be greater.

 

Term Rate APR* Points P&I Payment Per $1000
30 Year Fixed

4.750%

4.852% 1

5.22

30 Year Fixed 5.000%

5.015%

0

5.37

15 Year Fixed 4.500% 4.675% 1 7.65
15 Year Fixed 4.750% 4.776% 0

7.78

 

*APR(Annual Percentage Rate) is accurate as of the date above. Rates subject to change without notice.  APR based on loan amounts between $453,100 and $650,000 with a minimum credit score of 740.  Loan to value (LTV) not to exceed 75% for purchase money mortgages and rate and term refinances and 60% for cash out refinances.  For a $453,101 loan amount for 30 years at 4.750% monthly principal & interest would be $2,363.58, payments do not include amounts for taxes and insurance premiums, if applicable, the actual payment obligation will be greater.  Use the P&I Payment factors per $1,000 above for payment comparisons between products.  Rates based on a single family owner occupied primary residence. Property Insurance required.  Rates based on our CRA lending area of Delaware, Montgomery and Philadelphia counties. (Other rates and terms available for other loan to values, credit scores and property types, please call or email us).  Subject to credit approval. Equal Housing Lender.

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