Home Equity Loans

A Home Equity Loan is great way to:

  • Consolidate debt
  • Payoff student loans
  • Payoff credit card bills
  • Upgrade the kitchen or bath

The below "community" rates require Auto-Deduction from a United Savings Bank checking account.


 Rates effective as of December 14, 2018.  Please call your loan officer or (215) 467-4300 for the most current rates.


Fixed Rate w/ Auto Deduction Rate/APR* - 2nd Lien Position P&I Payment Per $1000
3 Year Community Rate 4.500 29.75
5 Year Community Rate 4.750 18.75
7 Year Community Rate 5.000 14.13
10 Year Community Rate 5.250 10.72
15 Year Community Rate 5.500 8.17
20 Year Community Rate 5.750 7.02


*APR(Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amounts between $10,000 up to $100,000 with a minimum credit score of 620 and loan to value (LTV) not to exceed 75%.  For loan amounts under $25,000 maximum term available is 5 years fixed.  For a $25,000 loan amount for 5 years at 4.750% the monthly principal & interest payment would be $468.92;   Primary owner occupied residence only.  Property Insurance required. Subject to credit approval. Equal Housing Lender. Rates based on CRA lending area Pennsylvania counties of Delaware, Montgomery and Philadelphia.  Consult a tax adviser for further information on the deductibility of the interest.

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