Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Log In

Error, press "Log In" to continue.

Home Equity Loans

A Home Equity Loan is great way to:

  • Consolidate debt
  • Payoff student loans
  • Payoff credit card bills
  • Upgrade the kitchen or bath

The below "community" rates require Auto-Deduction from a United Savings Bank checking account.


 Rates effective as of September 27, 2022Please call (215) 467-4300 or (610) 627-0100 to request an application.


Fixed Rate w/ Auto Deduction Rate/APR* - 2nd Lien Position P&I Payment Per $1000
3 Year Community Rate 4.750 29.86
5 Year Community Rate 5.000 18.87
7 Year Community Rate 5.250 14.25
10 Year Community Rate 5.500 10.85
15 Year Community Rate 5.750 8.30
20 Year Community Rate 6.000 7.16


*APR(Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amounts between $10,000 up to $250,000 and loan to value (LTV) not to exceed 75%.  For loan amounts under $25,000 maximum term available is 5 years fixed.  For a $25,000 loan amount for 5 years at 4.750% the monthly principal & interest payment would be $468.92;   Primary owner occupied residence only.  Property Insurance required. Subject to credit approval. Equal Housing Lender. Rates based on our CRA lending area of Delaware and Philadelphia counties.  Consult a tax adviser for further information on the deductibility of the interest.