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Home Equity Loans
A Home Equity Loan is great way to:
- Consolidate debt
- Payoff student loans
- Payoff credit card bills
- Upgrade the kitchen or bath
The below "community" rates require Auto-Deduction from a United Savings Bank checking account.
Rates effective as of December 14, 2018. Please call your loan officer or (215) 467-4300 for the most current rates.
| Fixed Rate w/ Auto Deduction | Rate/APR* - 2nd Lien Position | P&I Payment Per $1000 |
| 3 Year Community Rate | 4.500 | 29.75 |
| 5 Year Community Rate | 4.750 | 18.75 |
| 7 Year Community Rate | 5.000 | 14.13 |
| 10 Year Community Rate | 5.250 | 10.72 |
| 15 Year Community Rate | 5.500 | 8.17 |
| 20 Year Community Rate | 5.750 | 7.02 |
*APR(Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amounts between $10,000 up to $100,000 with a minimum credit score of 620 and loan to value (LTV) not to exceed 75%. For loan amounts under $25,000 maximum term available is 5 years fixed. For a $25,000 loan amount for 5 years at 4.750% the monthly principal & interest payment would be $468.92; Primary owner occupied residence only. Property Insurance required. Subject to credit approval. Equal Housing Lender. Rates based on CRA lending area Pennsylvania counties of Delaware, Montgomery and Philadelphia. Consult a tax adviser for further information on the deductibility of the interest.
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